Bankruptcy
Zook Legal provides complete and thorough Chapter 7 and Chapter 13 bankruptcy services. We would like to help you attain the fresh start that you deserve.
***IMPORTANT***
In general, the filing of either Chapter will immediately stop a foreclosure, most garnishments, and debt collection activities.
Below is a brief overview of the types of bankruptcy relief we may assist.
Chapter 7: This type of bankruptcy eliminates typically all your unsecured credit card debt, medical bills, personal loans, debts from vehicle repossession and any personal liability from a foreclosure. In some situations even tax debt can be discharged (see below for other ways tax debt can be treated). Receiving a discharge of your debts in Chapter 7 means that creditors cannot hold you personally liable for the debts or seek collection actions against you for the debts.
Chapter 13: This type of bankruptcy can be more complicated than a Chapter 7, but can provide relief beyond what a Chapter 7 can offer. With a Chapter 13, you enter into a payment plan that typically runs between 36 and 60 months. In addition to discharging credit card debt, medical debt, and other unsecured debts, a Chapter 13 case may allow you to accomplish many things. For example, you may be able to i) save your home from foreclosure and repay mortgage arrears through the payment plan, ii) remove a second mortgage lien and discharge the debt, iii) pay priority tax debt and wipe out certain penalties, iv) reduce the balance and interest rate on a car loan.
Contact
➤ LOCATION
12725 sw Millikan Way, Suite 300
Beaverton OR 97005
Parking garage located at 12655 SW Millikan Way, Beaverton, Oregon 97005